Thinking about pension savings should begin with the very first years of work. With this approach, by the time of retirement age, there is every chance not to be left with nothing but the smallest state benefits.
Accredited non-state pension funds will help to increase future pensions. The most profitable of them entered 2015 NPF rating of Russia. Statistics of reliability and profitability of funds shows the stability of participants and, as a result, the degree of trust in them.
This list is outdated, see updated NPF rating of 2016 on profitability and reliability.
10. NPF St. Petersburg (10.5%)
NPF offers clients programs on state co-financing, supplementary pensions, and compulsory insurance. NPF offers corporate programs to legal entities.
9. “Big Pension Fund” NPF (10.67%)
NPF has been operating since 1995 and is one of the pioneers in the domestic pension market. NPF clients are over 500 thousand people from 50 regions of the Russian Federation. Russian Corporate Aluminum, RENOVA, as well as AFK Sistema carry out their corporate pension programs through NPFs.
8. National NPF (10.78%)
NPF was established in 1997. The fund makes pension payments through Sberbank of the Russian Federation, as well as the Zenit banking group. The fund has an A ++ rating, which indicates its high reliability.
7. NPF "Education and Science" (11.08%)
The fund was established in 1994 by the Trade Union of Education and Science of the Russian Federation. Non-state pension fund offers programs of private pension provision, compulsory insurance, as well as pension co-financing.
6. NPF Ural Financial House (11.38%)
The fund has been operating in the pension market since 1996. The founders of NPFs are CJSC Parma Pension, as well as the companies of the diversified Perm Financial and Industrial Group.
5. Welfare of non-state pension funds (11.68%)
One of the largest NPFs in the country has been operating since 2005. The fund implements a corporate pension program with Russian Railways. The NPF reliability rating is maximum - A ++.
4. NPF Defense Industrial Fund (11.94%)
The NPF received its perpetual license in 2006. Today the fund works with 6 management companies. Reliability rating - A, investment policy closer to conservative.
3. NPF "Education" (12.1%)
NPF was established in 2001 to work in the public sector. However, it gradually became universal, and its services are available to everyone. NPF offers 3 pension schemes with different payment options: joint, with temporary pension payments (from 2 to 30 years) and with life-time pension payments.
2. NPF Surgutneftegas (14.11%)
This year, the fund celebrates the 20th anniversary of its work in the pension investment market. NPF has the highest A ++ reliability rating combined with maximum investment return.
1. European Pension Fund (14.37%)
The head of the NPF profitability rating is a company with an A + reliability rating of Expert RA. The fund received a perpetual license in 2004, and has been operating in the pension savings market since 1994. Last year he was also awarded 1 place in the list of the best funds.
NPF reliability and profitability table:
| A place | Name | Rating RA Expert * | Profitability,% |
|---|---|---|---|
| 1 | European Pension Fund | A + | 14.37 |
| 2 | NPF Surgutneftegas | A ++ | 14.11 |
| 3 | NPF "Education" | — | 12.1 |
| 4 | NPF "Defense Industrial Fund" | AND | 11.94 |
| 5 | NPF welfare | A ++ | 11.68 |
| 6 | NPF Ural Financial House | — | 11.38 |
| 7 | NPF "Education and Science" | — | 11.08 |
| 8 | National NPF | A ++ | 10.78 |
| 9 | "Big Pension Fund" NPF | A ++ | 10.67 |
| 10 | NPF Saint Petersburg | — | 10.5 |
| 11 | NPF Magnit | — | 10.36 |
| 12 | ONPF "Trust" | — | 10.34 |
| 13 | Non-profit organization NPF Vladimir | A ++ | 9.92 |
| 14 | NPF "Volga" | — | 9.87 |
| 15 | NPF SberFond RESO | A + | 9.85 |
| 16 | RNPF SIBERIAN SBERFUND | — | 9.63 |
| 17 | NPF "Trust" | A + | 9.56 |
| 18 | NPF DIC | — | 9.56 |
| 19 | NPF Transneft | A ++ | 9.49 |
| 20 | Lukoil GUARANTEE | A ++ | 9.44 |
| 21 | NPF Telecom-Soyuz | A ++ | 9.31 |
| 22 | NPF "Social Development" | — | 9.24 |
| 23 | MNPF "AKVILON" | — | 9.23 |
| 24 | OAO NPF GAZFOND pension savings | A ++ | 9.19 |
| 25 | NPF Social World | — | 8.69 |
| 26 | NPF Promagrofond | A + | 8.66 |
| 27 | Khanty-Mansiysk NPF | AND | 8.56 |
| 28 | NPF Volga-Capital | A + | 8.53 |
| 29 | KIT Finance NPF | A ++ | 8.49 |
| 30 | NPF REGIONFOND | — | 8.48 |
| 31 | URALSIB NPF | A + | 8.46 |
| 32 | NPF Hephaestus | — | 8.45 |
| 33 | NPF Sberbank | A ++ | 8.24 |
| 34 | NPF Neftegarant | A ++ | 8.24 |
| 35 | NPF “First Russian Pension Fund” | AND | 8.16 |
| 36 | NPF VTB | A ++ | 8.15 |
| 37 | NPF electric power industry | A ++ | 8.04 |
| 38 | NPF Renaissance Life and Pensions | A + | 7.85 |
| 39 | NPF "MECHEL-FUND" | — | 7.83 |
| 40 | NPF "Consent" | — | 7.56 |
| 41 | NPF Atomgarant | A ++ | 7.08 |
| 42 | NPF Alliance | A ++ | 6.9 |
| 43 | NPF Raiffeisen | A ++ | 6.75 |
“A ++”- Highest level of reliability
”A +”- High level of reliability
”A”- Normal reliability
“—”- Rating not assigned by the agency
