The Central Bank (CB) of the Russian Federation announced the list of reliable banks of 2015 in Russia, which together occupy 60% of the market. The rating was compiled on the basis of several criteria, including the size and volume of deposits, as well as the number of transactions between banks. And the most important indicator is the adequacy of equity; in a simple way - the more money a bank has, the more reliable it is. For ordinary investors, this means that the risk of bankruptcy for these banks tends to zero.

We present you the top ten which included the most reliable banks in Russia for 2015, according to the Central Bank.

10. PJSC Promsvyazbank

It was founded in 1995. According to data as of mid-summer 2015, Promsvyazbank’s assets amount to 1 trillion rubles, and equity is 123 billion rubles. According to the latest indicator, Promsvyazbank is one of the largest banks in the world.

9. JSC “UniCredit Bank”

UniCredit Bank appeared in Russia in 1989 as part of the UniCredit financial group. Across Russia, there are 103 bank branches that serve more than 1.6 million individuals.

8. Bank of Moscow OJSC

This bank was founded in 1995 as a joint-stock commercial Moscow municipal bank, privatized in 2011. The main stake belongs to VTB Bank (PJSC). The organization serves more than 9 million individuals and 120,000 legal entities.

7. Alfa-Bank JSC

It was founded in December 1990, in 2004 it suffered a crisis - shareholders even had to help the bank with personal funds. As of the end of 2014, the bank’s own capital is 216.6 billion, and assets - 2.4 trillion rubles.

6. PJSC Bank FC Otkrytie

This is the parent institution of the Otkritie banking group, which occupies the first line of the list of the largest private banking groups in Russia. It provides investment services and specializes in serving large and medium-sized corporate clients. At the end of 2014, the assets of the Otkrytie FC and Khanty Mansiysk Bank Otkrytie group of banks amounted to 2.6 trillion rubles and equity of 157.8 billion rubles.

5. PJSC VTB 24

The bank was established on the basis of Guta Bank, which did not pass the test of the 2004 crisis. Subsequently, he merged part of VTB North-West Bank, Transcreditbank. The only shareholder of VTB 24 is VTB Bank OJSC (it takes the second place in the rating of the largest Russian banks). At the moment, in terms of the volume of deposits of individuals is second only to Sberbank.

4. Russian Agricultural Bank OJSC

The Bank of the Government of Russia represented by the Federal Property Management Agency, which owns 100% of the shares, was created by order of V.V. Putin in 2000 to serve the needs of agro-industrial production. Partner of Golden Autumn, Russia's largest agricultural exhibition.

3. Bank GPB (JSC), Gazprombank

The bank was established in 1990. As of December 2014, his net worth was 439 billion rubles, and assets - 4,768.5 trillion rubles. However, in 2014, Gazprombank entered the sanctions list of the US Treasury Department. A funny curiosity is connected with this bank: in 2008, due to an internal error, one of the branches accidentally transferred 4 billion rubles to the account of a simple policeman from Tomsk. He returned the money.

2. OJSC "VTB Bank"

It was founded in 1990 with the participation of the State Bank and the Ministry of Finance of the RSFSR to service the state's foreign trade activities. In 1998, it was transformed into a public company (the state, represented by the Central Bank of the Russian Federation, still owns 60.9% of the shares). The Bank provides support to several sports organizations at the national level (for example, the Dynamo club in Moscow). He is a member of the Board of Trustees of the Bolshoi Theater and sponsors the Mariinsky Theater.

1. Sberbank of Russia OJSC

Headed the rating of reliable banks in Russia 2015. This green logo in Russia is known to everyone, since Sberbank is the oldest credit institution in the Russian Federation. Arose from the system of state labor savings banks, which appeared in the USSR in 1922. In the private deposit market, Sberbank owns 50.5%. He owns 30% of all loans issued in Russia.

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