Unitrust Capital spoke about promising areas of investment for 2019.
According to Unitrust Capital analysts, in 2019, 204% more people became interested in investing than in 2018. This is confirmed by the statistics of Internet user requests. At the same time, the volume of bank deposits increased by $ 25.7 billion, although deposit rates decreased by 2%. Such statistics show how great demand is and how poorly people are oriented in existing financial instruments.
Moscow, March 11, 2019. - Unitrust Capital experts talked about where to invest in 2019 and conducted a literacy campaign on investment literacy as part of the fight against stereotypes, which is abundant among beginner investors and financiers. According to Unitrust Capital, a bad investor differs from a good one primarily in his thinking, and in order to better navigate the market situation, 3 popular myths need to be dispelled:
- Capital increase.
If the company offers an income of more than 50% per annum - in 9 out of 10 cases it is a one-day company or a pyramid scheme. - "Insurance pillow."
This phrase is used by 90% of investment brokers. Yes, they actually have some kind of insurance, but it can only protect the trader. Because he does not risk his money. - Risk-free investments.
Even banks cannot protect their deposit 100%. The only guarantee of fulfillment of obligations to investors is the authorized capital of the company, which is checked by the tax service.
Despite the abundance of proposals in this area, there are only five proven investment instruments in the world:
- Speculative deposits, where income depends on market volatility.
- Bank deposits offering fixed income.
- Investing in a business built on real deals.
- The creation of personal assets when property is bought for rental.
- Bankruptcy bidding.
Each type has its advantages, but it is necessary to pay attention to the shortcomings. Playing on stock exchanges involves huge risks, buying real estate requires large investments, and bank deposits are only suitable for preserving your capital. Therefore, the best option is to invest in large business players - the so-called “blue chips” - shares of the largest, most liquid and reliable companies with stable rates of return.
As for the promising areas for investments for 2019, Unitrust Capital experts advise paying attention to bankruptcy trading. In this area, familiar market relations operate (buy cheaper - sell more expensive), and anyone can take part in the auction without the participation of intermediaries. For a successful start, just the presence of capital and basic financial savvy is enough.
So, last year in Russia, 570 thousand entrepreneurs fell under the bankruptcy procedure, who, according to Federal Law No. 127-FZ, are forced to put up their property at an open auction. Often, banks also put up for sale mortgaged property of their customers, for example, apartments, for which a mortgage loan was too much for the former owners. This type of investment is low-risk because, as a rule, liquid assets are put up for auction, the attractiveness of which is not in doubt. The only drawback of such investments is access to tenders, as banks tend to sell the most attractive property to a narrow circle of trustees.
